About Guild Mortgage

Own What Matters

The People of Guild.

 Choose Guild for who we are. Our loan officers bring honesty and expertise to each relationship. We sort through the complexity. We mind the details. We take our responsibility seriously because it matters to people’s futures.

We’re here to guide you through the biggest transactions of your life.  And we’re here to serve you long after the loan closes. We operate to earn your business for life, to help you nurture the investment that serves as the setting for many of life’s moments — big and small.

U
A Focus on You.

We look for the loan that fits your  life.  By thoroughly understanding your needs, your circumstances, and your life goals, we tailor each loan correctly for you.

HEART.

We do what’s right for our customers, our partners, our employees, and the community.

EXPERTISE.

We have a proven track record of closing on time. We mind the details, so you don’t have to.

Z
COMMITMENT.

Wherever you call home, Guild is there in your community, to strengthen and sustain the places people call home.

Why Guild?

We’ve Got Your Back

Guild Mortgage has become one of the nation’s leading independent mortgage providers by following a simple rule—doing what’s right for our customers. We’ve grown through referrals for nearly 60 years. Today, no other mortgage lender has our stability, experience and uncompromising focus on customer service.

As a direct lender, we have control in fitting the best product for our borrowers. Our investor relationships enable us to serve you and your clients better.

We have loans to fit your life. A mortgage properly tailored to your needs becomes an instrument that enables a whole new life. That’s why we offer a wide array of loan products to fit individual borrower situations, including first-time homebuyers, military families and rural residents. We also offer national programs for doctors and dentists and many state housing programs that provide down payment assistance.

Some Of Our Loan Options

Conventional

  • Credit scores as low as 620
  • Up to 97% loan-to-value
  • Financing for borrowers with 5–10 financed properties

FHA

  • Credit scores as low as 580
  • Manual underwrites
  • FHA-approved condos

USDA

  • Credit scores as low as 600
  • 100% financing available
  • Not avaialable in all locations
T

Jumbo

  • Credit scores as low as 610
  • Debt-to-income ratio as high as 50%
  • Loan amounts as low as $100K, and up to $3M
  • Up to 97% loan-to-value
  • Interest Only options

VA

  • Credit scores as low as 580
  • Manual underwrites

    

Alternative Options

  • Down payment assistance
  • Manufactured homes
  • Renovation loans
  • Builder Extended Rate Lock Program
  • Doctor/Dentist programs
  • Non-Conforming loan amounts
  • Non-warrantable condo options
  • 80/10/10 Combo loan

Don't See What You're Looking For?

There’s no way we could ever keep on top of updating our website to include all the loan programs that become available to our customers. Our products team sends us daily emails with exciting new opportunities for borrowers with special circumstances. Please shoot us an email to hear about our other loan options that will fit your life.